Business Insurance with Guardian Insurance and Investments
Business Insurance in Tyler, TX
Business insurance, also known as commercial insurance, provides coverage to protect a business, its employees, and its ownership. There are many types of business insurance available, each designed to address different aspects of risk.
Having the right commercial insurance policies is essential for a comprehensive risk management strategy that protects your business's finances. Guardian Insurance and Investments is here to help with all your business insurance needs. Call us today to learn more or to get a free, no-obligation quote.
Business Insurance Policies
Every business has unique insurance needs, influenced by factors such as company size, location, number of employees, and industry. Some standard policies businesses may carry include:
- General Liability Insurance: Covers claims of bodily injury, personal injury (libel or slander), advertising injury, and property damage. It can be bundled with other coverages such as property, crime, and automobile insurance.
- Business Property Insurance: Helps pay for damages to your company's equipment and property after a covered event.
- Business Interruption Insurance: Provides income replacement and covers extra expenses if your business must cease operations due to a covered incident.
- Commercial Auto Insurance: Required if your company owns vehicles, it insures fleet members or employees who drive for your organization.
- Professional Liability Insurance: Covers claims of negligence, misrepresentation, or inaccurate advice made against your business.
- Workers’ Compensation Insurance: Offers replacement income, medical benefits, and other financial assistance to employees injured or made ill by work-related incidents. Most states mandate this coverage for employers.
Depending on your business and industry, additional insurance policies may be necessary for comprehensive coverage. Contact Guardian Insurance and Investments today to discuss your specific insurance needs.
How to Get Business Insurance
If you need business insurance solutions, we're here to help. Give Guardian Insurance and Investments a call today to get started.